The parts of Medicare
Part A covers hospital stays. Part B covers doctor visits and outpatient care. Part D covers prescription drugs. Part C — Medicare Advantage — is an alternative way to receive your benefits through a private plan.
Medicare
Medicare questions? Let’s talk.
Bring your questions about coverage, doctors, prescriptions, or costs.
Understanding Medicare
Medicare Advantage vs. Supplement
Medicare Advantage plans bundle your coverage, often with extras. Medicare Supplement (Medigap) plans work alongside Original Medicare to help with out-of-pocket costs. The right fit depends on your doctors, medications, and budget.
When can I enroll?
Most people first enroll around their 65th birthday, and there is an annual enrollment period each fall. Certain situations — like moving or losing other coverage — can open special enrollment periods.
What will it cost?
Premiums, deductibles, and copays vary by plan. Jordy can help you compare what you would actually pay for the doctors and prescriptions you use.
How it works
- 01
Start a conversation
Call, email, or send a message with your questions — in English or Spanish.
- 02
Compare your options
Look at coverage, doctors, prescriptions, and costs side by side.
- 03
Choose with confidence
Understand your choices before you decide. No pressure, no jargon.
What to look at when comparing Medicare options
Your care needs and your budget can change the answer. These are useful points to review together.
Doctors and care
Check whether the doctors and hospitals you use are available under the option you’re considering.
Prescription coverage
Review the medication list and pharmacy rules; coverage and costs can differ between plans.
Costs throughout the year
Compare premiums, deductibles, copays, and potential out-of-pocket spending.
Your enrollment window
Confirm which enrollment period applies before making a change. Timing and eligibility depend on your situation.
Helpful to have on hand
- Your Medicare card, if you have one
- Names of your doctors and preferred hospitals
- A list of your medications and preferred pharmacies
- Your current coverage information and your questions
Common Medicare questions
I’m turning 65 soon. Where do I start?
Start with a conversation. Jordy can explain your initial enrollment window and what decisions you’ll need to make.
Can I keep my doctors?
It depends on the plan’s network. Bring your doctors’ names and Jordy can help you check which plans include them.
How are my prescriptions covered?
Drug coverage comes through Part D or a Medicare Advantage plan with drug coverage. Each plan covers medications differently — bring your list.
Can I change my plan later?
Yes. There is an annual enrollment period each fall when you can review and change your coverage, and special periods for certain life events.
Can I get help in Spanish?
Yes. Every conversation with Jordy can happen in English or Spanish.
Talk with Jordy Torres.
Bring your ACA or Medicare questions. Let’s start a conversation.
English / Español
Start a conversation